Pilot Disability Loss of License Insurance

The risk of becoming disabled is real. According to the Council for Disability Awareness, one-in-eight workers will be disabled for five years of more during their working careers. Harvey Watt & Co. pioneered the development of Loss of License Insurance in 1951. Today our company administers disability insurance coverage for more than 65,000 pilots, the most in the US.

Harvey Watt & Co. offers policy owners Aviation Medical Advocacy at no charge. If there’s a way to help you get back in the air, our Medical Director will find it. Dr. Fred Tilton, the former Federal Air Surgeon, is here to help you.

• Replace income if you can no longer fly due to your health.
• Portability: Coverage and rates will not change if who you fly for, where you fly, or your union changes.
• No Future Health Questions: Once enrolled, if your policy has not terminated, you keep your coverage with no future health questions.
• Representatives are paid by salary, not commission.
• Our experience tells 1 in 20 pilots are on long term disability every year.

Harvey Watt & Co offers three types of Disability coverage that can provide you a monthly benefit as early as 7 days from the day you become disabled. All of the plans below are based on a loss of license definition of disability.