Exclusive Insurance Companies

Insurers have learned first hand the intricacies with managing Pilot Loss of Medical License Disabilities. Today, there are only a small handful of carriers and underwriters willing to take on pilot risk when their money is on the line. Many of the nation's largest insurance companies have experienced Harvey Watt & Company’s unique ability to help pilots avoid an issue with their Medical Certificate or get the pilots back once they are grounded.

Our effectiveness translates into dollars saved in unnecessary claims payments, plans run as they should, premiums are kept stable, and Loss of Medical License plans are viable. 

We help make sure that claims are paid as soon as pilots are eligible and help avoid incorrect denial of benefits. Unions and employers can rest assured that we will manage the plans effectively so that airman are treated fairly and receive hands-on assistance.

Contact Harvey Watt to learn more.

  • NEEDS ANALYSIS

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    Pilot Associations, Airlines, and Companies of all sizes have unique needs. No two groups are the same. Whether it is an employer paid plan for all employees, a voluntary offering of loss of license insurance, or a union provided base amount of coverage with an optional “Step/Buy-Up member paid portion,” we know the plan must be tailored for you.

  • COMPARE

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    We know what the major airlines, most of the regionals, and many of the Part 135/91 operators offer in Disability and Life Insurance.

  • GO TO MARKET

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    We go to market for your group so Insurers compete for your business. We find the best combination of rates and plan features. Many insurers only write pilot loss of license disability insurance with Harvey Watt & Co.

  • POLICY PREVIEW

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    We understand plan designs, features, and policy language that have worked in the past to ensure that the plan pays benefits as designed and is protected from abuse. Leverage our experience and case law we pioneered and applied to insurance policy provisions.

  • ADMINISTER THE PLAN

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    Companies and Airlines rely on us to administer their Self-Insured or Fully-Insured Insurance plans. We help administer claims by working with claimants every step of the way. This ensures the plans pay when they should and as the claimant is expecting. This also helps ensure stable costs and content employees.

  • FAA MEDICAL CERTIFICATION

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    Doctors, Nurses, and Medical Consultants assist pilots by letting them know if they can fly with a medication or represent them to the FAA to get cleared. Bundle with your Insurance or Self-Insurance for cost savings.

  • THIRD PARTY ADMINISTRATION

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    Fully licensed in all required states. Payroll deduction, ACH billing, claim administration, policy language consulting, and claim/benefit payments.