Individual / Small Group Policies

Harvey Watt & Company is the world’s largest provider of professional pilot insurance products and services. Whether your organization has offices around the world, or just employs a few pilots, Harvey Watt will work to find the best combination of life and disability insurance plan features and rates for your group. We can also manage your current plan to lower your administrative and claim costs. 

Group Life and Disability Benefits for Pilots

As a Harvey Watt client, you’ll enjoy exclusive relationships with insurance companies, open enrollment that pools your pilots together for the best pricing and feature benefits, and no pilot health questions.

Voluntary Life and Pilot Disability Options are available to groups of any size. Insurance plans can include the following:

  • Life Insurance – Great benefits at low Group rates
  • Accidental Death & Dismemberment (AD&D) – Portability and high coverage limits
  • Loss of Medical License – Coverage that’s tailored to meet your needs
  • Short Term Disability – Typically covers the first 6 months of medical grounding
  • Long Term Disability – Benefits for 2 years, 4 years, or until retirement age
  • Lump Sum Benefits – Paid up front in one cash payment

Contact us today to learn more!




    Pilot Associations, Airlines, and Companies of all sizes have unique needs. No two groups are the same. Whether it is an employer paid plan for all employees, a voluntary offering of loss of license insurance, or a union provided base amount of coverage with an optional “Step/Buy-Up member paid portion,” we know the plan must be tailored for you.



    We know what the major airlines, most of the regionals, and many of the Part 135/91 operators offer in Disability and Life Insurance.



    We go to market for your group so Insurers compete for your business. We find the best combination of rates and plan features. Many insurers only write pilot loss of license disability insurance with Harvey Watt & Co.



    We understand plan designs, features, and policy language that have worked in the past to ensure that the plan pays benefits as designed and is protected from abuse. Leverage our experience and case law we pioneered and applied to insurance policy provisions.



    Companies and Airlines rely on us to administer their Self-Insured or Fully-Insured Insurance plans. We help administer claims by working with claimants every step of the way. This ensures the plans pay when they should and as the claimant is expecting. This also helps ensure stable costs and content employees.



    Doctors, Nurses, and Medical Consultants assist pilots by letting them know if they can fly with a medication or represent them to the FAA to get cleared. Bundle with your Insurance or Self-Insurance for cost savings.



    Fully licensed in all required states. Payroll deduction, ACH billing, claim administration, policy language consulting, and claim/benefit payments.