Insurance Plans & Rates
1 in 20 pilots suffer a long-term grounding longer than 4 months every year. Protect your family with insurance that meet your needs.
Harvey Watt & Co invented Pilot Disability Insurance (Loss of Medical License) in 1951. Today, Harvey Watt & Co administers life and disability insurance for over 78,000 pilots nationwide. Protect yourself and your family with insurance products designed specifically for pilots, spouses, and employees of aviation companies. Our products include:
Pilot Short & Long Term Disability Insurance (Loss of Medical License)
Loss of License Insurance covers more than traditional disability insurance because it takes into account the pilot’s ability to hold an FAA Medical Certificate. A medication or small medical issue can keep you out of the cockpit.
Critical Illness Insurance
Supplement your healthcare coverage with fast lump sum payment when you or your family are diagnosed & need it most.
Life & Accidental Death Insurance
Term Life Insurance is one of the most important ways to complete your financial plan. Life insurance designed specifically for pilots and spouses. Up to 1.5 million in coverage with NO exclusions, except suicide which is removed after 2 years.
Insurance Benefits:
- SECURITY– Protect your income, your most important asset.
- PORTABILITY– Coverage and rates will not change based on your employer or union membership. Insurance plans available for professional pilots.
- PEACE OF MIND – Once enrolled no future health questions
- VALUE – Representatives are paid by salary, not commission, saving you money
- FAA MEDICAL ADVOCACY – Harvey Watt loss of license policyholders receive FAA Medical Certification Advocacy led by Dr. Fred Tilton and Dr. Mike Berry. Both are former US Federal Air Surgeons and have authored many of the current FAA rules and requirements. If there’s a way to help get you back in the air, they will find it.
Have Questions?
Not sure who to speak with? Our consultants are standing by if you’d like to receive a quote for coverage, have questions about our policies, want to speak with a claims consultant, or need our FAA Medical Certification experts to confidentially assist.
Aviation Medical Bulletin
Receive your free subscription to the Bulletin as a policyholder or through your company or union.