Existing Employees
According to the Council for Disability Awareness, “more than 1 in 4 of today’s 20 year-olds will become disabled before they retire.” US Airlines experience shows 1 in 20 pilots are grounded by the FAA every year. FAA oversight, safety concern, and a two month backlog of Medical Certification cases may increase the time a pilot is out of work without pay.
During illness or injury, we want you to be able to focus on recuperation, not how to pay your bills. A healthy sick bank and Long Term Disability coverage can help, but Loss of Medical Insurance can be a lifesaver. Your SAPA representatives and pilot leadership are making a concerted effort to bring Loss Of Medical (LOM) benefits to SkyWest in partnership with Harvey Watt & Co who works with virtually every major pilot group.
Key Points:
- SkyWest Long Term Disability pays a taxed LOM benefit of 60% of your base earnings up to $5,000 a month for only 24 months. Many pilots report that this is insufficient and ends too soon.
- New SAPA Loss of Medical License coverage can protect pilots and their families all the way to retirement age. Research from other airlines and associations shows overwhelmingly positive feedback on coverage through Harvey Watt.
- Insured pilots receive FAA Medical Certification Advocacy at no cost. Doctors and nurses provide you confidential representation and advice.
Plan Features:
- FAA Loss of Medical License coverage
- Pays 67% of earnings up to $10,000/month tax free
- Benefits begin after 6 months and continue to age 65
- Benefits and premiums are based on the earnings that you report on your application – not less than $25,500 or greater than your 3 highest months averaged. You can change your earnings by contacting Harvey Watt.
- Policy holders receive unlimited FAA Medical Certificate representation and confidential consultation. Call our doctors and nurses, led by the Former US Federal Air Surgeon, for simple medication questions or major medical issues requiring doctor representation to the FAA.