Pilot Loss of Medical Disability Insurance
Pilot Disability Loss of License Insurance
The risk of becoming disabled is real. According to the Council for Disability Awareness, one-in-eight workers will be disabled for five years of more during their working careers. Harvey Watt & Co. pioneered the development of Loss of License Insurance in 1951. Today our company administers disability insurance coverage for more than 75,000 pilots, the most in the world.
Harvey Watt & Co. offers policy owners FAA Medical Advocacy at no charge. If there’s a way to help you get back in the air, our Medical Directors will find it. Dr. Fred Tilton & Dr. Mike Berry, former Federal Air Surgeons, are here to help you.
- Replace income if you can no longer fly due to your health.
- Portability: Coverage and rates will not change if who you fly for, where you fly, or your union changes.
- No Future Health Questions: Once enrolled, if your policy has not terminated, you keep your coverage with no future health questions.
- Representatives are paid by salary, not commission.
- Our experience tells 1 in 20 pilots are on long term disability every year.
Harvey Watt & Co offers three types of Disability coverage that can provide you a benefits as early as 7 days from the day you become disabled/grounded to retirement. Plans below include Loss of Medical License coverage.
Short Term Disability
Short Term Disability will help protect your income for the first six months that you are out on disability.
Long Term Disability
Long Term Loss of Medical License is designed to start replacing your income after you have been grounded for 6 months. We offer two types of Long Term Disability coverage – Monthly Pay and Lump Sum.