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Individual Pilots Group Leaders

Pilot Disability Insurance

Strict FAA Medical Certification regulations mean a small medical deficiency or medication can be grounding for months or years.  Loss of Medical License coverage options can provide core or supplemental benefits and are backed by our full-time Medical Certification Department to get you back to the cockpit

Harvey Watt & Co offers three types of disability coverage that can provide you a monthly benefit as early as 14 days from the day you become disabled until retirement. All of the plans below are based on a loss of license definition of disability.

Short Term Disability

Short Term Loss of License coverage will help protect your income for the first six months of your grounding disability.

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Long Term Disability

Loss of License coverage designed to provide up to 4 years of initial Long Term income replacement after you have been grounded for 6 months. We offer two types of Long Term Disability coverage – Monthly Pay and Lump Sum options available. 

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Extended Long Term Disability

Extended LTD and Loss of License coverage options are designed to continue paying you a monthly benefit to retirement after your initial Long Term Disability plan (sold separately) has been exhausted.

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Not sure who to speak with? Our consultants are standing by if you’d like to receive a quote for coverage, have questions about our policies, want to speak with a claims consultant, or need our FAA Medical Certification experts to confidentially assist.

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