Pilot Disability Insurance
Strict FAA Medical Certification regulations mean a small medical deficiency or medication can be grounding for months or years. Loss of Medical License coverage options can provide core or supplemental benefits and are backed by our full-time Medical Certification Department to get you back to the cockpit
Harvey Watt & Co offers three types of disability coverage that can provide you a monthly benefit as early as 14 days from the day you become disabled until retirement. All of the plans below are based on a loss of license definition of disability.
Short Term Disability
Short Term Loss of License coverage will help protect your income for the first six months of your grounding disability.
Long Term Disability
Loss of License coverage designed to provide up to 4 years of initial Long Term income replacement after you have been grounded for 6 months. We offer two types of Long Term Disability coverage – Monthly Pay and Lump Sum options available.
Extended Long Term Disability
Extended LTD and Loss of License coverage options are designed to continue paying you a monthly benefit to retirement after your initial Long Term Disability plan (sold separately) has been exhausted.